What is Private Mortgage Lending? Private Mortgage Lending is the act of an individual lending money to a private person or a company, the lender becomes basically a mortgage holder, just like Wells Fargo or Bank Of America, making interest on their loan having the  investment secured by Real Estate as recorded in County documents. The borrower, in this case Wow Homes, gets the benefit of getting a fast loan, with minimal requirements, in order to purchase a property fast and in return is willing to pay a much higher interest than a traditional mortgage.

In the past month have you driven through a house with a dumpster, a porta potty and a bunch of trucks in the front? That house is being rehabbed or flipped and was funded by a private money lender. Wow Homes does this every day, purchasing distressed property, adding value by improve it, modernize it, add square footage, etc. and resell it for a profit. The agreed interest rate will be paid to the Private Money Lender through by the Escrow Company as part of the sell of the property.

If you want to see examples of some of our past “flips” check out the “Projects” section. If you want more information like samples of closing statements showing the loans and pay offs, project spreadsheets, samples of legal agreement, etc. please give us your name and email address on the box on the left. We look forward to hear from you.

Why Invest in Real Estate?

Private mortgage Lending


Everyone remembers the first house they moved in to – whether it was as a child with your family, as a university student with friends, or with your spouse – because your home is a piece of your identity.


At Wow Homes, we understand the importance of that link and make sure that you're incredibly happy with your home and its value as a long-term investment.


We create homes with you in mind!

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Investing in the stock market is risky and return is not guaranteed. Investing in Real Estate through Private Mortgage Lending usually delivers a double digit return with the added security that the investment is backed up by a tangible asset like Real Estate, besides the Note is recorded at the County Recorder’s office and the investment can be done through an IRA.

Investors who provide Private Mortgage Lending usually make a 10% to 15% return. The investor borrower, Wow Homes, is an experienced “home flippers” company that buys property at severe discount using investors cash to acquire and rehab fast. An average project from acquisition to resale takes no more than four months.

Also, contrary to stock market investing where nothing can really be done to increase the value of a particular, Real Estate investment has many ways to increase the value of the investment (modernize home, open floor space, add bedrooms or bathrooms, etc.) making it feasible to gain high returns, Wow Homes is an expert at this.

“Home Flippers” can’t use traditional mortgage loans because most of the properties acquired are distressed and do not qualify for a conventional loan, plus being able to purchase the properties with cash in a short time frame provides a competitive advantage, therefore “home flippers” use of Private Money Lending.